Unlock the benefits of a home of your own now. Habitat for Humanity GTA is offering homes across the Greater Toronto Area, from Oshawa to Brampton, for families, couples and individuals like yourself. If your household income is between $65K and $130K and you are struggling to afford a home in this market, Habitat GTA has a home that may be right for you!
Why partner with Habitat GTA?
- No down payment: it can take decades to save for a down payment, Habitat GTA’s homes don’t require one.
- Affordable mortgage: families pay a first mortgage geared to income while Habitat GTA provides a second mortgage to bridge the gap.
- Peace of mind: you won’t spend more than 32% of your income on shelter, leaving room for building savings, investing in education and more. · Homes available near where you live and work: 58 & 62 Sky Harbour Drive (Brampton), 25 William Street (Brampton), 485 Normandy Street (Oshawa), 423 Old Weston Road (Toronto), 500 Wilson Avenue (Toronto).
Homes Feature:
- Zero downpayment required
- 1 – 4 bedrooms
- 1 – 3 bathrooms
- 483 – 1530 square feet
- Parking included at most communities
Minimum Eligibility Requirements:
- You are employed full-time or full-time equivalent
- You hold 3 years of consecutive employment history in Canada
- You are first time homebuyers and cannot afford a purchase on your own
Select homes have been delivered in part by CMHC’s federal funding for first-time homeowner Black families in the GTA. Eligible applicants must have at least one person in their household who identifies as Black when applying for select units.
Ready to apply? We encourage you to learn more about the program, see unit details and start your application: https://habitatgta.ca/homeownership/
Questions? Please contact the Habitat GTA team at families@habitatgta.ca